Received For AGAC Interest-Free Loan :
Received For AGAC Interest-Free Loan! Apna Ghar Apni Chat Scheme has been launched through the authorities of Punjab for the resident to observe for their personal residences or they can additionally get interest-free loans from the authorities so that they can set up their personal house. Since the Program commenced the authorities has acquired hundreds of mortgage functions from the humans which suggests the extraordinary success of their challenge as many residents are in a wait for anyone to assist them to get their very own house.
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15,000 Applicants Apply For The Apni Chat Housing Scheme :
According to the most current replace through the Punjab Government, it has been mentioned that greater than 15,000 functions have been obtained for AGAC Interest-Free Loan by way of the residents of Punjab and this system is persevering with all over the Punjab. It is very easy to observe for the Apna Ghar Apni Chat Scheme via the Online Portal consequently if you have no longer utilized for it but then use the best way to do it. You can additionally practice thru the registration office.

Details of 15,000 Applications For Interest-Free Loan :
According to specifics, 657 Gujranwala candidates had been chosen to get loans in the first phase. A whole of 2,628 metropolis residents will get some thing from the initiative in the course of its 4 stages. With principal intentions for increased city centers, the initiative guarantees to attain a wider vary of geographies.
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Apna Ghar Apni Chat Complete Detail :
At a ceremony in Dera Ghazi Khan, Punjab Chief Minister Maryam Nawaz introduced the launch and listed the blessings of the scheme:
- Amount of Loan: 15 lakh PKR
- Installments per month: 14,000 PKR
- Repayment Term: Seven Years
- Interest Rate: Zero
Key Features Of Punjab Housing Scheme :
- Reasonably priced Payment Plans: To allow human beings with low incomes to emerge as homeowners, the Chief Minister has directed officers to minimize down repayments and month-to-month installments.
- The value of every unit is anticipated to be PKR 1.5 million, with a 60% subsidy from the Punjab government. Only 40% of the whole price will want to be paid via households over 5 years in installments.
- Quality Assurance: To assurance that the dwellings are long-lasting and ecologically friendly, sustainability and constructing standards are stressed.
- Model Houses: In six weeks, mannequin homes will be constructed to exhibit the plan and facets of the future housing units.
Punjab Housing Scheme Targeting Areas :
The application is aimed at each city and rural residents:
- Rural Areas: Interest-free loans for up to 10 marla plots
- Urban Areas: 4-story condo constructions on public property and 3–5 marla properties constructed underneath non-public initiatives. In personal developments, the authorities will grant up to Rs 10 lakh in subsidies for every house.
How To Apply For Punjab Housing Scheme?
You can observe Online Through the Government’s new internet site by way of the following steps:
- First of all, you want to go to the given hyperlink for your online application https://acag.punjab.gov.pk/
- Once you land on this page, you have to press the Register Button on the pinnacle left aspect of the page,
- Then a entire new utility shape will show up that desires to be fill Online with all the authentic information,
- Once you fill the columns now press the Register button
- So that your registration can be processed by means of the government.
- Those who are fascinated can observe by means of cellphone at 080009100, which is a toll-free number, or through the PITB portal. Applications from accepted housing colonies are processed at a committed desk.
Who Can Apply For AGAC Housing Scheme 2024?
Here are the most necessary necessities with the aid of the Punjab authorities that have to be met if you desire to observe for the Apna Ghar Apni Chat Scheme:
- The applicant is beforehand of his/her beta (nucleus) household as per the NADRA record.
- Applicant is a permanent resident of Punjab as per his/her CNIC.
- Applicant is the sole proprietor and possessor of a parcel of land measuring 5 Marla or much less in city areas and land up to 10 Marla in rural areas somewhere in Punjab, on the date of on line software submission, whereby he/she intends to construct his/her house.
- Applicant must now not have a crook document such as being convicted for anti-state, anti-social things to do heinous crimes, etc.
- Applicant have to no longer be a mortgage defaulter of any monetary institution/ financial institution etc
- An applicant is registered with the National Socio-Economic Registry (NSER) in a family having a PMT rating of 60 or less.
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Future Plans Of Apna Ghar Apni Chat Scheme :
The application goals to assemble extra than 3,000 living gadgets in each district, opening with the 5 greatest cities: Rawalpindi, Multan, Faisalabad, Sialkot, and Sargodha. The first section of building in Lahore would listen on constructing 5,000 properties shut to Raiwind Road.

Conclusion :
In conclusion, Received For AGAC Interest-Free Loan the Apna Ghar Apni Chat Scheme has garnered a sturdy response from the residents of Punjab, with over 15,000 purposes for interest-free loans already submitted. The software gives an low-priced pathway for low-income households to very own their homes, with flexible price plans and great subsidies. As the initiative progresses, it ambitions to supply hundreds of new housing gadgets throughout a number districts, bringing hope and steadiness to many households in the region.
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